Overall Rating: ★★☆☆☆ (2.0/5.0)

XCFD is an offshore contract-for-difference (CFD) broker offering access to over 700 instruments, including forex, stocks, commodities, indices, and cryptocurrencies. The broker operates under the name XCFD Limited, with registration in St. Vincent and the Grenadines, but it is not regulated by any major financial authority. While it promotes tight spreads, instant execution, and a mobile-friendly trading experience, a lack of transparency around ownership, compliance, and client fund protection significantly weakens its credibility in 2025.

This review explores XCFD’s platform, fees, regulation, and whether it’s a reliable choice for traders.

Key Features

XCFD positions itself as a mobile-first CFD platform, designed for simplicity and speed.

• Trading Platform:
  • Proprietary mobile and web-based platform
  • No MT4 or MT5 support
• Markets Offered:
  • Forex, stocks, indices, commodities, cryptocurrencies
  • Over 700 CFDs
• Account Types:
  • Single account type with variable leverage and spreads
• Leverage:
  • Up to 1:400
• Minimum Deposit:
  • $100
• Funding Methods:
  • Credit/debit cards, wire transfer, Skrill, Neteller, crypto

Regulation and Security

XCFD is an unregulated broker operating under offshore jurisdiction, which offers no meaningful client protection.

• Registered in St. Vincent and the Grenadines
• Not licensed by FCA, ASIC, CySEC, or any other recognised authority
• No investor compensation fund
• No third-party audits or transparency on fund segregation
• Operates under an entity with no verifiable ownership or corporate governance

This lack of regulation places traders at serious risk of non-payment, platform manipulation, or sudden account restrictions.

Pricing and Costs

While XCFD advertises competitive spreads, it does not publish a clear, transparent fee schedule.

• Spreads:
  • Claimed to be as low as 0.3 pips on major forex pairs
  • Real-time spreads not independently verified
• Commissions:
  • Spread-only model, no fixed commission
• Deposit/Withdrawal Fees:
  • Fees may apply depending on payment method
  • Several reports of withdrawal delays or restrictions
• Inactivity Fee:
  • Yes – reportedly $5/month after 90 days

The lack of transparency on trading costs and withdrawal conditions raises concerns.

Educational Resources and Customer Support

XCFD offers minimal educational tools and inconsistent customer support.

• Education:
  • Basic FAQs and trading definitions
  • No video tutorials, webinars, or trading courses
• Market Analysis:
  • None provided
• Customer Support:
  • Email support and ticket system
  • No verified phone number or live chat
  • User reviews cite slow responses and lack of resolution

Risk Management Tools

Risk tools are very limited and depend solely on the basic functionality of the platform.

• Stop-loss and take-profit orders available
• No guaranteed stop-loss orders (GSLOs)
• No negative balance protection confirmed
• No margin alerts or built-in risk dashboards

Pros and Cons

Pros

• Wide range of CFDs across asset classes
• Mobile-first design with simple interface
• Accepts crypto funding

Cons

• Unregulated offshore broker with no client protection
• No MT4/MT5 support
• High risk of withdrawal issues and hidden fees
• Minimal education and support infrastructure
• Poor transparency around operations and pricing

Conclusion: Is XCFD the Right Choice?

XCFD is not a recommended broker for any trader who values safety, regulation, or professional support. Its offshore registration and lack of licensing, combined with poor transparency and limited platform tools, make it a high-risk choice in 2025. Traders are strongly advised to choose regulated brokers like Pepperstone, AvaTrade, or IC Markets for a safer, more transparent trading experience.